Laguna Beach, Orange County (Southern California)
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"buying real estate is not only the best way, the quickest way, the safest way but the only way to become wealthy

- marshall field

loan products

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fix and flip / bridge

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Single Family ​Residential And ​Multifamily (1-4 Units)

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Approval And Terms ​In 24-48 Hours

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100% Rehab

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Up to 90% LTC

ARV 70%

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Loans From ​$50K-$7M

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12-18

Month Terms

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rental/DSCR

New Construction

Single Family ​Residential And ​Multifamily (1-4 Units)

Single Family ​Residential And ​Multifamily (1-4 Units)

house gradient icon
house gradient icon
Checkmark, clock, completed icon

Approval And Terms ​In 24-48 Hours

Checkmark, clock, completed icon

Approval And Terms ​In 24-48 Hours

Up to Purchase/RT Refi : 80%

Up to Cash Out: 75%


Cash Outline Icon
Cash Outline Icon

100% Construction

Up to 90% LTC

ARV 70%

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As low as 7%

Loans From ​$50K-$7M

Loans From ​$50K-$7M

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Dollar money icon

12-24

Month Terms

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Calendar Icon

5/6,7/6,10/6 ARM

Up to 30 Years

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Airbnb

new construction

short term funding for. the purchase and rehab of a residential investment property

simple and fast construction funding with 6-24 month terms

why choose Us

fast private lending for your next real estate project


  • We work with you from initial funding through your final payoff
  • Competitive Rates
  • Loans from $50k-1.5m


Flexible funding for residential and multifamily construction

Request Funds

click here

Brown and White House Exterior

Get Pre Qualified Online

STEP 1

Send us your project details; within 1 business day you will receive your terms of your loan

STEP 2

We work closely with you and your title company to ensure

a prompt process

STEP 3

We will never sell off your loan to a 3rd party

STEP 4

We look forward to hearing from you about the funding

on your next project

Close On The Property And Start Work

Work With Us During Your Project

Sell or Refinance Your Complete Project

Fast, ​Reliable ​Funding

Locally ​Operated

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Requirements

Relationship

Lender

rEQUIREMENTS

NEW

CONSTRUCTION

FIX & FLIP

RENTAL

COMMERCIAL

640

670

670

670

Credit Score

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LLC Document

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EIN Document

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Operating Agreement

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Purchase and Sale Agreement

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Experience Worksheet

**General requirements, additional documents required at lenders discretion. DSCR loans typically do not require income ​verification or W2s. Minimum credit scores are for best terms and conditions, scores are flexible.

Investment Property Expenses

Below are the average costs for securing investment properties, the required paperwork and inspections needed for permitting approval.


Investment Property Down Payment Average:

10-20% of the Investment Property Purchase Price + Rehab + Interest + Fees + Closing Cost + Origination Points

Working Capital For Project: $20,000+


Appraisal Fees- $500-$1000


Home Inspection Fee - $350-$500


Earnest Money - $2500 or 1-2% of Purchase Price


Architectural Plans - $5000+


Site & Survey - $2000+


Insurance Premiums- $2500+

Example: $230,000 x .20 = $46,000 + (fees, points, closing costs, etc..) = I recommend adding on an additional $10,000-$15,000 = $56,000

THE SPECIFIC OUT-OF-POCKET

EXPENSES WILL DEPEND ON VARIOUS FACTORS, INCLUDING THE INVESTMENT STRATEGY ( BUY-AND-HOLD, FLIPPING, OR AIRBNB RENTALS) AND THE PROPERTY'S CONDITION AND LOCATION.

Remember

01

Send Us Your Project Details

Fill out the funding request or contact form and our team ​will send you a term sheet within 24-48 hours. No matter ​your experience level we are here to help.

02

Submit Documents

Submit required documents within 24-48 ​hours of accepted terms to expidite the ​process.

05

Sell or refinance ​your completed ​project

Congratulations on ​finishing your project! ​Lets fund your next one!

Our Process

04

Work with us during your project

We don’t sell off your loans or hire third party services. You’ll always be ​working with our team.

03

Close on the ​property ​and start ​work

o Order Appraisal


o Send Title CO Fee ​schedule


o Underwriting


o Close in 7-14 Days